Effective October 1, 2020, interest rate for all US Dollar-denominated Savings and selected Checking Accounts will be updated from 0.00% to 0.25% per annum. For inquiries and clarifications, you may. Punjab National Bank latest FD interest rates (below ₹ 2 crores) for the general public PNB is offering an interest rate ranging between 3% and 5.30% on fixed deposits maturing in the range of 7.
FLOATING RATE
Below rates are applicable from 25-10-2020
| Credit score (any loan amount) | Loan Against Commercial Property | Loan Against Residential Property (LAP) | Loan against Plot/ Loan against Special Property* (Residential/Commercial) |
|---|---|---|---|
| less than zero | 10.15% – 10.65% | 10.15% – 10.65% | 10.50% – 11.00% |
| upto 650 | 10.15% – 10.65% | 10.15% – 10.65% | 10.50% – 11.00% |
| > 650 to < 700 | 9.95% -10.45% | 9.95% -10.45% | 10.50% – 11.00% |
| > 700 to < 750 | 9.80% – 10.30% | 9.80% – 10.30% | 10.50% – 11.00% |
| > 750 to < 800 | 9.75% – 10.25% | 9.75% – 10.25% | 10.50% – 11.00% |
| >= 800 | 9.50% – 10.00% | 9.50% – 10.00% | 10.50% – 11.00% |
*Special property is defined as Educational Institutes/Hotels/Schools/Hospitals/Industrial sheds.
* The above rates of interest are subject to change at the sole discretion of PNB Housing
PNB Housing offers floating rate of interest, linked to its benchmark rate PNBHFR
PNBHFR for existing customers (loan disbursed) before 1st March 2017: 14.57% p.a.
PNBHFR Series 0 for existing customers (loan disbursed) between 1st March 2017 – 30th June 2018 : 10.15% p.a.
PNBHFR Series 1 for new customers (loan disbursed) acquired on and after 1st July 2018 : 10.00% p.a.
PNBHFR Series 2 for new customers (loan disbursed) acquired on and after 6th March 2019 : 9.90% p.a.
PNBHFR Series 3 for new customers (loan disbursed) acquired on and after 01st June 2019 : 9.55% p.a.
Pnb Interest Rates On Rd
PNBHFR Series 4 for new customers (loan disbursed) acquired on and after 16th March 2020 : 9.50% p.a.
Pnb Interest Rates Fd
PNBHFR Base Rate 2020 for new customers (loan disbursed) acquired on and after 25th September 2020 : 11% p.a.